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Prestige Health Plans

Comprehensive coverage designed for peace of mind

The Prestige Health Plans from American Collective LP deliver the highest level of protection and flexibility. Whether you’re looking for full coverage health insurance for yourself, your family, or your organization, Prestige is built to provide broad benefits, trusted provider access, and advanced care solutions. With seven levels of plans to choose from, you can find the right balance of affordability and comprehensive support.

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Why Choose Prestige?

Comprehensive, prevention-first health coverage designed for lasting peace of mind.

The Prestige Plan Series is American Collective LP’s most complete offering, built for individuals, families, and employers who want robust benefits and flexible options. With seven tiers to choose from, Prestige gives you the freedom to match your health coverage to your lifestyle while ensuring you never sacrifice quality care.

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A Smarter Way to Stay Covered

Layered plans that scale with your needs.

Whether you’re looking for everyday coverage, expanded preventive benefits, or advanced care protection, Prestige offers a full spectrum of choices. Every plan is designed to help you save on costs while keeping access to trusted providers, wellness programs, and essential health services

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The Prestige Health Benefit Plans

The Prestige Series is our most comprehensive option, designed to give families and individuals the confidence of complete healthcare coverage. With seven plan variations, you can choose the protection level that matches your lifestyle and budget.

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Prestige 1

Entry-level plan balancing preventive care and essential benefits for individuals.

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Prestige 2

Expanded coverage with stronger protections for families seeking added security.

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Prestige 3

Enhanced plan offering more robust provider access and extra wellness support.

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Prestige 4

Designed for active families with diverse healthcare needs, offering comprehensive coverage.

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Prestige 5

High-value coverage that includes supplemental protections like dental and AD&D.

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Prestige 6

Wide-ranging benefits and financial security for those who want greater peace of mind.

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Prestige 7

Our most inclusive option, offering maximum protection, flexible provider choice, and complete coverage confidence.

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Add Extra Protection to Your Prestige Plan

Beyond comprehensive health coverage, Prestige members can enhance their plan with additional protections tailored to real-life needs.

With American Collective LP, your health coverage doesn’t stop at doctor visits and preventive care. Our additional benefit options give you the flexibility to strengthen your financial protection and peace of mind—so you and your family are covered no matter what life brings.

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Accidental Death & Dismemberment (AD&D)

Financial protection for life’s unexpected events.

The Safeguard+ AD&D plan provides benefits for accidental death or serious injury, with coverage for participants, spouses, and dependent children. From loss-of-life benefits to protections for injuries such as loss of sight or limbs, AD&D ensures your family has a financial safety net when it matters most.

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Dental Plans

Comprehensive care for your smile.

Our Dental Plans cover preventive services like exams, cleanings, and x-rays, plus basic and major services including fillings, crowns, and dentures. With multiple plan options and a strong provider network, you can keep your family’s oral health affordable and stress-free.

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Critical Illness Coverage

Extra support when serious illness strikes.

Protector+ Critical Illness coverage provides financial protection in the event of life-altering diagnoses such as heart attack, cancer, stroke, or major organ transplant. This supplemental benefit offers a cash payout to help cover expenses, giving you added peace of mind during challenging times.

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What Members Love About Prestige

From individuals and families to employers and brokers, the Prestige Series is trusted for its comprehensive coverage and flexible options.

"Upgrading to a Prestige Plan was the best decision I’ve made for my health. I get preventive care, access to specialists, and I never worry about surprise bills anymore."

— Maria S., Prestige 3 Member

"Our family chose Prestige 5 for the broader coverage and dental option. It’s reassuring to know everything is in one plan, and the process has been simple from day one."

 — The Nguyen Family

"Offering Prestige Plans to our employees has been a game-changer. The flexibility across seven options means everyone can find coverage that fits their needs, and satisfaction is higher than ever."

 — Carla D., HR Manager

"Prestige is easy to recommend to clients who want complete peace of mind. The layered plan structure makes it straightforward to match benefits to any budget without sacrificing coverage."

 — John P., Licensed Broker

"Working with ACLP’s Prestige members is smooth because coverage is comprehensive and transparent. Patients come in confident about their benefits, and that improves outcomes for everyone."

— Dr. Elena R., Healthcare Provider