Unity Health Plans

Affordable, prevention-first coverage for individuals and families

The Unity Health Plans from American Collective LP make healthcare simple and accessible. Designed for individuals, families, and employers seeking cost-effective protection, Unity focuses on preventive services, everyday coverage, and affordability. With three plan levels to choose from, you can find the right balance of essential benefits and budget-friendly care.

Explore Unity Plans

Why Choose Unity?

Prevention-focused health plans designed to keep costs low and coverage reliable.

The Unity Plan Series is built for affordability and simplicity. With three tiers to choose from, Unity ensures members can access preventive care, telemedicine, and essential health benefits without the burden of high deductibles or hidden costs.

Healthcare That Fits Your Life

Streamlined coverage with essential benefits.

Whether you’re an individual looking for affordable protection or a family seeking reliable preventive care, Unity provides a practical approach to healthcare. With flexible plan options, you can access the services you need without paying for what you don’t.

The Unity Health Benefit Plans

The Unity Series is designed to provide affordable healthcare solutions that prioritize prevention and everyday needs. With three plan variations, Unity makes it easy to choose coverage that matches your lifestyle and budget.

Unity 2
Unity 4
Unity 6

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Unity 2

Entry-level plan with essential benefits for individuals and small families who want cost-effective protection. It’s a practical option for those who want coverage for everyday care without paying for extras they may not need.

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Unity 4

Expanded plan offering broader access to providers and added benefits for growing families. With a stronger network and more comprehensive features, Unity 4 balances affordability with greater peace of mind.

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Unity 6

The most comprehensive Unity option, delivering robust coverage while maintaining affordability. Unity 6 includes the widest range of benefits in the series, giving members a strong safety net while keeping healthcare simple and predictable.

Add Extra Protection to Your Unity Plan

Beyond essential coverage, members can strengthen their plan with supplemental benefits.

Unity members can enhance their coverage with additional benefits that offer financial security and peace of mind. These options make it possible to customize your plan without sacrificing affordability.

Learn More About Our Approach

Accidental Death & Dismemberment (AD&D)

Added financial protection for unexpected events.

The Safeguard+ AD&D plan provides coverage for accidental death or serious injury, protecting participants, spouses, and dependent children. It’s an important safety net that adds confidence to your Unity plan.

Learn More About AD&D

Dental Plans

Affordable care for your family’s oral health.

Affordable care for your family’s oral health.
Supporting Text: Unity members can add Dental coverage to help manage the cost of cleanings, x-rays, fillings, and major services. With a strong provider network and flexible options, it’s easy to keep your smile healthy and affordable.

Learn More About Dental Plans

Critical Illness Coverage

Financial support when serious illness strikes.

Protector+ Critical Illness coverage offers a cash benefit if you face diagnoses such as cancer, stroke, or heart attack. This supplement provides added financial security during life’s most challenging times.

Learn More About Critical Illness

What Members Love About Unity

Affordable, prevention-first plans trusted by individuals, families, and employers.

"Unity gave me affordable protection without the confusion. Preventive care is included, and I know exactly what’s covered."

— Daniel H., Unity 2 Member

"Our family chose Unity 4 because it balances cost with coverage. We have access to providers we trust, and preventive care helps us stay healthy year-round."

— The Ramirez Family

"Unity Plans made it possible for us to offer employees quality healthcare benefits at a price we could manage. Enrollment was straightforward and well-received by our team."

— Karen L., Small Business Owner

"I often recommend Unity to clients who want affordable healthcare solutions without giving up preventive benefits. It’s a strong option in today’s market."

— Michael W., Licensed Broker

"Working with Unity members is simple because the plans are clear and cover what matters most. It helps us deliver better care with less confusion."

— Dr. Priya S., Provider