AFFORDABLE HEALTH BENEFIT PLANS FOR EVERY NEED

Choose from our Unity and Prestige plans—flexible, prevention-first coverage designed to protect individuals, families, and employers. Get the healthcare you deserve without the hidden costs.

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Two Flexible Plan Options to Fit Your Needs

At American Collective LP, we know one size doesn’t fit all. That’s why we offer two plan families—Unity and Prestige—each designed to provide the right balance of affordability, flexibility, and comprehensive benefits.

Unity Plans

Focused on preventive care and everyday healthcare essentials, Unity Plans are designed for individuals and families seeking affordable coverage without unnecessary complexity.

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Prestige Plans

Built for those who want more complete protection, Prestige Plans offer enhanced benefits, broader provider networks, and financial confidence when it matters most.

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Why Members Trust American Collective LP

Every plan we design—Unity or Prestige—focuses on delivering affordable, prevention-first care without hidden costs. Here are the features that set our health benefit plans apart:

No Deductibles

Enjoy predictable, transparent costs without surprise deductibles.

Prevention First

Annual checkups, screenings, and telemedicine visits are built-in to keep members healthier and reduce long-term costs.

Flexible Coverage Options

Choose the plan level that fits your lifestyle and budget, from essential coverage to comprehensive protection.

Trusted Networks

Nationwide provider access and telehealth options ensure members can find the right care, wherever they are.

Supplemental Benefits Available

Dental, AD&D, and Protector+ Critical Illness coverage can be added to any plan for extra peace of mind.

Comprehensive Health Plans That Work for You

Whether you’re choosing coverage for yourself, your family, or your organization, our Unity and Prestige Plans make it easy to find the right fit. With options designed for individuals, employers, and brokers, you’ll get the flexibility and protection you need—without the hidden costs.

Affordable Protection for Everyday Life

From preventive care to comprehensive coverage, our Unity and Prestige Plans give you confidence at every stage of life. Choose the plan that fits your needs, your budget, and your peace of mind.

Simplified Benefits for Your Workforce

Give your employees access to quality healthcare while controlling costs. Our plans streamline administration, strengthen satisfaction, and make benefits management easier for HR teams.

Smarter Tools for Stronger Retention

Stand out in the market with health benefit plans designed to deliver measurable value. With multiple coverage options and simplified enrollment tools, we help brokers build client confidence and long-term relationships.

What People Are Saying About Our Health Benefit Plans

From members and families to employers, brokers, and providers, American Collective LP is trusted nationwide for affordable health insurance and comprehensive benefit solutions. Here’s what our clients and partners have to say

I finally found a health plan that works for my family’s budget without sacrificing quality. Preventive care is covered, and I can connect with a doctor quickly when needed. It’s simple and reliable.

— Sarah T., Member

Switching to ACLP gave me peace of mind. I know exactly what’s included, and I’m no longer worried about surprise bills. It’s straightforward, affordable coverage I can count on.

— James R., Member

Our company needed a solution that kept costs under control while offering real value to employees. The Unity and Prestige Plans give us flexibility, and our team is happier knowing they’re well covered.

— HR Director, Regional Employer

As a broker, I rely on ACLP to provide diverse plan options that deliver measurable value. The Unity and Prestige Plans make it easy to serve different client needs while building long-term trust.

— Independent Broker Partner

ACLP’s comprehensive coverage makes it easier for us to coordinate care. Members arrive confident in their benefits, and the clear structure reduces confusion for both patients and providers.

— Healthcare Provider

Find the Plan That’s Right for You

With American Collective LP, you have options. Choose between our comprehensive Prestige Plans or our affordable Unity Plans—each designed to provide the coverage and confidence you deserve.

Explore Prestige Plans

Complete coverage designed for maximum protection.

The Prestige Series offers seven flexible plans with enhanced benefits, broader provider access, and financial confidence. Perfect for families and individuals who want full coverage without compromise.

View Prestige Plans

Explore Unity Plans

Affordable coverage focused on preventive care.

The Unity Series delivers three plan options built to make healthcare simple, reliable, and cost-effective. Ideal for individuals and families seeking essential benefits at a budget-friendly price.

View Unity Plans